At Jarvis & Modun, we represent clients in Long-Term Disability (LTD) and Short-Term Disability (STD) claims. These policies are often provided by employers as part of an employee benefits package. If your policy is employer-sponsored, it is likely governed by the Employee Retirement Income Security Act of 1974 (ERISA)—a federal law that imposes complex and strict rules on how disability claims must be filed, reviewed, and appealed.

ERISA claims can be particularly challenging. Deadlines are tight, procedures are rigid, and once your administrative appeal is denied,

Whether your claim is covered by ERISA or state insurance laws, call the Long-Term Disability attorneys at Jarvis & Modun for a free consultation today at (802) 540-1030.